Toll Free No : 1800 209 0939
Introduction
Presenting Espire Premium Banking Programme, an exclusive curation of banking and lifestyle privileges to match your class, ambition, and aspiration. The programme rewards your relationship journey with us through unmatched complimentary delights at all progressive stages
Special Benefits of the Programme*
Club ITC Culinaire
Complimentary Club ITC Culinaire Select Membership with host of benefits
Truefitt & Hill Salon / Enrich
Complimentary voucher
EazyDiner
Complimentary EazyDiner Prime Membership for one year
Starbucks
Complimentary voucher
- Get Amazon vouchers* at various stages of your banking journey
Milestone Benefits of the Programme
- Dedicated Relationship Manager
- Higher interest rate of up to 7.75%** on your Savings Account
- Monthly pay-out of interest in the account
- 50% Discount on processing fees and 0.25% Discount on interest rate - Home Loan /Secured Business Loan
- Doorstep Banking facility (basis availability at branch)
- Dynamic Cash Deposit Limits
- Complimentary unlimited RTGS/NEFT/IMPS transactions
- Free Monthly e-mail statements
- Free Half yearly physical statement
- Specially designed
- RuPay International Select Secure Chip Debit Card
- with
Key Features of the Programme
ATM withdrawal limit of
₹ 2,50,000 per day
Unlimited free transactions on
other bank ATMs in India
POS Usage Limit of
₹ 5,00,000 per day
Lounge Access
Upgrade your travel experience with complimentary access to airport lounges
Insurance
Insure yourself with Personal Accident Insurance & Permanent Disability Cover up to ₹ 10 Lakhs
Concierge Services
Avail 24/7 host of Referral services from Travel assistance to hotel reservations to Consultancy service
Golf
Access to over 20+ premium golf courses in top cities (India). Complimentary golf game/lesson every year
GYM
Enjoy exclusive privileges around your wellbeing with complimentary gym membership
Health
Book a complimentary preventive health checkup
OTT
Enjoy originals, blockbuster movies, complimentary music and unlimited video streaming
Spa Services
Self-book a complimentary spa session
To know and avail amazing benefits of RuPay International Select Secure Chip Debit Card ,Click Here
- All resident categories are welcome to apply for Espire Premium Banking Programme
Balance Requirement
Average Monthly Balance
Minimum initial payment amount
Charge* slabs for non-maintenance of Average monthly balance:
- If the average monthly balance maintained is ₹ 7,00,000 to less than ₹ 7,50,000 ( > =90% and < 100): ₹ 1500 per month
- If the average monthly balance maintained is less than ₹ 7,00,000 ( < 90%): ₹ 2000 per month
- Complimentary Club ITC Culinaire membership will be sent to the eligible customer on mailing address registered with Suryoday Bank after 90 days on the completion of successful account opening
- Customers maintaining the required Average Monthly Balance for 3 consecutive months in Espire Saving Account along with minimum of 1 Debit Card transaction of ₹ 10000 (Cumulative value of ₹ 10000 of all Debit card transactions will be considered) be eligible for this offer
- Customers maintaining the required Average Monthly Balance for all the 3 months in Espire Saving Account will be eligible for this offer
- The membership will only be issued to the primary member of the group
- Membership will be available on a per membership per person basis only. In the case of joint holder, only the primary member will get the membership benefit
- Membership is applicable for 1 year from the time of membership issuance date.
- Membership should be activated within 6 months from the date of issuance
- In case if the customer has multiple Espire Savings accounts, where he/she is the first holder, only 1 ITC Club Culinaire Membership will be given to the primary holder irrespective of the no of accounts held by the customer
- This offer is applicable only to Primary holder
- The EazyDiner Prime Membership will be issued to the customer post 30 days after account opening
- However, activation of Net Banking/Mobile Banking within the period is mandatory
- In case if the customer has multiple Espire Savings accounts, where he/she is the first holder, only 1 EazyDiner Prime Membership will be given to the primary holder irrespective of the no of accounts held by the customer
- This offer is applicable only to Primary holder
- Starbucks voucher worth ₹1000, validity of this e-gift card is 1 year from the date of purchase of the e-voucher/gift card
- Based on 90 days review of the accounts, these vouchers would be offered as an add-on for maintaining the account beyond the minimum requirement and activation of Debit Card as digital adoption
- In case if the customer has multiple Espire Savings accounts, where he/she is the first holder, only 1 Truefitt/Enrich Salon Voucher + Starbucks Voucher will be given to the primary holder irrespective of the no of accounts held by the customer
To avail the above benefit, eligible transaction needs to be done within three months of account opening date.
- First Debit Card purchase transaction (online or POS) of minimum ₹ 1,000 - ₹ 250 Amazon Voucher
- Activating Mobile Banking/Net Banking- ₹ 250 Amazon Voucher
- First UPI Scan and Pay via Bhim Suryoday on transaction of minimum ₹ 1000- ₹ 250 Amazon Voucher
- Booking your First Fixed Deposit (minimum ₹ 50,000) or RD (minimum ₹ 5000), minimum tenure – 1 Year- ₹ 250 Amazon Voucher
- Online MF SIP investment of ₹2000 or more - ₹ 250 Amazon Voucher
- Vouchers will be sent on the first week of every month basis for the eligible customers for the previous month
- Amazon vouchers are not applicable for upgrade customers
- In case if the customer has multiple Espire Savings accounts, where he/she is the first holder, only 1 Amazon Vouchers will be given to the primary holder irrespective of the no of accounts held by the customer
Fees & Charges
To Know the Schedule of
Charges, please Click Here
Document Required
As per the extant KYC
Policy of the Bank
Rate of Interest
To Know the Rate of
Interest, please Click
Here
- Taxes as applicable will be levied on the charges.
- ** Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
- *Terms and Conditions Apply. All third parties offers, memberships, and vouchers are governed by their respective T&Cs and offers are subject to change/modification/replacement from time to time.