Your smile speaks
With the support of Vikas Loan, I started my business. I got quick and timely loan. Today, I am financial independent, and my family is very proud of me. I thank Suryoday Bank for supporting my dreams.
Ratnamanjari Rout
Lingipur, Bhubaneshwar
Know More About Vikas Loan For Individuals
With Vikas Loans For Individuals, we make leading a financially independent life possible for small scale women entrepreneurs. Avail a collateral-free loan with minimum documentation and empower your business.
More Reasons To Choose Vikas Loan For Individuals
Loan Value
Between ₹65K to ₹2 Lakh
Minimum Documentation
Avail loan with easy process
Flexible Tenure
Between 24- 36 months
Safe & Secure Transactions
Experience convenient and secure repayment
Eligibility and documents
Who can apply?
For existing JLG borrowers, eligible for Pre-qualified program.
For New applicant: A household having annual household income of up to ₹3 Lakh.
For this purpose, the household shall mean an individual family unit, i.e. husband, wife and their unmarried children.
What are the documents required?
How To Apply
Verify your eligibility
Submit required documents
Complete the loan application
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What qualifies as microfinance in Suryoday Small Finance Bank?
What makes Vikas Loan a great option for women entrepreneurs?
What is rate of interest for Vikas Loan?
What are the charges for missing the due date of Vikas Loan repayment?
Explore Other Microfinance Solution
Joint Liability Group
Loan Amount
₹36K to ₹55K
Loan Tenure
24 Months
Rate of Interest
25.35% p.a.
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