Your smile speaks
I got Vikas Loan at very low rate of interest. Lower than other finance companies and banks. I had to give minimum documents and got easy approval.
Nilima Das
Lingipur, Bhubaneshwar
Know More About Joint Liability Group
We offer the Joint Liability Group finance to enables the women members to access collateral-free funds. By leveraging the group strength and giving the flexibility to pursue their personal ambitions.
More Reasons To Choose Joint Liability Group
Loan Value
Between ₹36K to ₹55K
Minimum Documentation
Avail loan with easy process
Tenure
24 months
Safe & Secure Transactions
Experience convenient and secure repayment
Eligibility And Documents
Who can apply?
A household having annual household income of up to ₹3 Lakh.
For this purpose, the household shall mean an individual family unit, i.e. husband, wife and their unmarried children.
What are the documents required?
How To Apply
Verify your eligibility
Submit required documents
Complete the loan application
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What qualifies as microfinance loans in Suryoday Small Finance Bank?
What is the JLG model of Microfinance?
What is rate of interest for Joint Liability Group loan?
Explore Other Microfinance Solution
Vikas Loan For Individuals
Loan Amount
₹65,000 to ₹2,00,000
Loan Tenure
24-36 Months
Rate of Interest
25.99% p.a.
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Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
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