Giving Wings To Your Big Dreams

With Our Range Of Microfinance

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Your smile speaks

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Loan application process is very simple. I got loan with minimum documentation and quick approval.

Farida Shaikh

Mumbai, Maharashtra

Know More About Microfinance

With Microfinance, we aim to meet the financial needs of women who earn low income, own a small business or micro enterprise. We provide them access to funds to generate income, create job opportunities, and lead a better lifestyle.

We Understand Your World

Choose our Microfinance that are designed to support earning women

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Customized Financing Solutions

Opt for loan amount, tenure and interest rate as per your needs

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Paperless Journey

Avail loan with a complete online process

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Minimum Documentation

Fast-track your loan application

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Safe & Secure Transactions

Experience convenient and secure repayment

Our popular Microfinance solutions for you

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Joint Liability Group

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Loan Amount ₹36K to ₹55K

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Loan Tenure 24 Months

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Rate of Interest 25.35% p.a.

All Microfinance Solutions For You

Unlock access to loan offerings and meet your financial needs

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Joint Liability Group

Loan Amount

₹36K - ₹55K

Loan Tenure

24 Months

Rate of Interest

25.35% p.a.

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Vikas Loan For Individual

Loan Amount

₹65,000 - ₹2,00,000

Loan Tenure

24 - 36 Months

Rate of Interest

25.99% p.a.

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is a microfinance loan in India?

What are the types of microfinance loans available in India?

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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Explore. Discover. Learn

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DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Sanchar-Sathi

Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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