Empowering Bharat’s Banking Experience

With Our Range Of Savings Account

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Your smile speaks

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My Savings Account was opened in a very simple process. Staff is very helpful. I can access my savings though mobile banking app and transact easily.

Priya Murarji

Mumbai, Maharashtra

Know More About IF Savings Account

As a part of Bharat’s unserved & unbanked communities, your banking needs are unique. With our range of Savings Account, we offer you access to mainstream financial products and services. What’s more? Attractive interest rate, monthly interest pay-out and much more.

We Understand Your World

Choose our IF Savings Account and bank from anywhere

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Quick & easy Account Opening

Open an account with our Mobile Business Correspondent

24x7 service

24X7 Customer Support

Avail banking support from our staff

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Debit Card Offers

Get year-round offers on spendings

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Safe & Secure Transactions

Get fast, convenient, and secure banking experience

All IF Savings Accounts For You

We offer a range of savings accounts that suits your unique banking needs

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Savings Sunrise

Average monthly balance

Zero

Interest rate of upto

7.75%* p.a.

Interest in Savings Account

Monthly Credit

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is the minimum balance in Savings Sunrise Account?

What is Schedule of Charges for Savings Sunrise?

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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SHA1 : -efd2c45d95d84b15858d8a573fdcc9d2d259c9df

Version : -11.0

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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Explore. Discover. Learn

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DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Sanchar-Sathi

Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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