Inclusive Growth, Accessible Banking
For The Last Mile
Your smile speaks
With the support of Vikas Loan, I started my business. I got quick and timely loan. Today, I am financial independent, and my family is very proud of me. I thank Suryoday Bank for supporting my dreams.
Ratnamanjari Rout
Lingipur, Bhubaneshwar
Know More About Inclusive Banking
We take pride in endeavoring to make banking accessible and drive inclusive growth. Explore our range of banking solutions that understand banking needs of unserved & unbanked communities and empower their financial journey.
Rural Banking Solutions For You
Savings Sunrise
Average monthly balance
Zero
Higher interest rate of upto
7.75% p.a.
Interest in Savings Account
Monthly Credit
Joint Liability Group
Loan Amount
₹36,000 to ₹55,000
Tenure
24 Months
Rate Of Interest
25.35% p.a.
Vikas Loan
Loan Amount
₹65,000 to ₹2,00,000
Tenure
24-36 Months
Rate Of Interest
25% p.a.
Domestic Fixed Deposits
Earn interest of upto
9.10%* p.a.
Flexible tenures
minimum 7 days
Minimum amount
₹1,000
Tax Saver Fixed Deposits
Earn interest of upto
8.75%* p.a.
Lock-in period
5 years
Minimum amount
₹1,000
Non Callable Fixed Deposits
Earn interest upto
8.85 %* p.a.
Flexible tenures
minimum 1 year
Minimum amount
above ₹1 Crore
Need Help?
Get in touch with our Smile Centre
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
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Version : -11.0
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Espire Premium Banking
An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.
“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”
- D.H. Subramanium, Proud Espire Member from Navi Mumbai
Explore. Discover. Learn
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
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Celebrate Our Special Offers
Exciting rewards ready to delight you
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Miscellaneous
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
