Open the door to happiness with Micro Home Loan

Avail Loan Between ₹2 Lakh to 20 Lakh

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Your smile speaks

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“My Home Loan was processed with minimum documents. Approval process was easy. I got low rate of interest than other banks.”

Solanki Dhirubhai Abhuji

Bayad, Gujarat

Know More About Micro Home Loan

Fulfill your big dream of owing your home with Micro Home Loan. Get higher loan amount, avail balance transfer or top up and many more benefits. So, get ready to create new memories and moments.

More reasons To Choose Micro Home Loan

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High Loan Value

Get between ₹2,00,000 to ₹20,00,000

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Flexible repayment tenure

Opt for repayment tenure of upto 15 years

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Refinancing Options

Avail Balance Transfer, Balance Transfer with Top-up, or Top-up facility

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Safe & Secure Transactions

Experience convenient and secure repayment

Calculate your Micro Home Loan EMI

I would like to avail

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at

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for
Desclaimer : Interest rates used in the calculator are indicative. Actual interest rates may vary at the time of the booking.
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Eligibility and documents

Who can apply?

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Salaried Professionals

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Self-employed Professionals

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Self-employed Non-Professionals

What are the documents required?

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How To Apply

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Contact Smile Center on 1800 266 7711

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Get a call back from Branch Manager

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Submit documents and complete application

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Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

Tell me the purposes eligible for Micro Home Loan?

What are the fees and charges?

What are the foreclosure charges?

From where can a borrower collect original movable / immovable property documents after the closure of loan?

Explore Other Micro Mortgages Solution

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Micro LAP

Tenure of upto

10 years

Loan Amount

₹2 Lakh to ₹10 Lakh

Balance Transfer & Top-up

Available

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

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Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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