Protect Your Family With Pradhan Mantri Jeevan Jyoti Bima Yojana
Get Sum Assured of ₹2 Lakh
Your smile speaks
“I was having a hard time without a bank in my town. After coming to Suryoday Small Finance Bank to open a Savings Account, now, I am depositing and withdrawing money very easily and conveniently. Customer care and Bank staff are supporting properly. We have benefited a lot from the Bank’s RD, FD, etc. Also, we are benefiting from central government scheme PMJJBY, PMSBY etc.”
Natarajan
Trichy, Tamil Nadu
Know More About Pradhan Mantri Jeevan Jyoti Bima Yojana
Secure your family’s dreams with Pradhan Mantri Jeevan Jyoti Bima Yojana, a social security scheme by the Government of India. Get a term life insurance plan with a Sum Assured of ₹2 Lakh for an affordable annual premium of ₹436.
More Reasons To Pradhan Mantri Jeevan Jyoti Bima Yojana
Online Application
Choose to apply conveniently with paperless process
Applicant’s Age Eligibility
18 to 50 years
Auto-debit facility
Don’t miss paying the annual premium of ₹436
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Eligibility and documents
Who can apply?
SSFB Savings Bank Account holders between 18 years (completed) and 50 years (age nearer birthday) who consent to join the scheme / enable auto-debit, as per the Scheme modality.
Minimum Age: 18 years
Maximum Age: 50 Years (Cover up till 55 years of age)
What are the documents required?
Apply For Pradhan Mantri Jeevan Jyoti Bima Yojana In 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- If a customer is having multiple Savings Account with the Bank, then only one PMJJBY policy will be issued.
- The risk cover will commence only after completion of 45 days from the scheme enrolment date by the customer. Death due to accident is exempt from the 45 days cooling period.
- Customer is liable to pay full annual premium even if he/she join the Scheme after the commencement of the Master Policy.
- Renewal Premium of ₹436 is auto debited from the savings account between 20th June and 30th June of every year. Customers who desire to cancel the auto renewal need to submit such request to the nearest branch before 20th June. Renewal premium is debited until the eligible age of the insured as per the scheme details.
- Suicide is not covered under the policy.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is the Policy period?
What is the Premium?
What is the Risk Coverage?
Terms for termination of Pradhan Mantri Jeevan Jyoti Bima Yojana?
What is the Claims Process?
Explore All Social Security Schemes
Atal Pension Yojana
Guaranteed Pension
From ₹1000 to ₹5000
Applicant Age
18 – 40 years
Pension will start at age
60 years
Pradhan Mantri Jeevan Jyoti Bima Yojana
Premium (per annum)
₹436
Applicant Age
Min 18 years Max 50 Years
Cover up till age of
55 years
Pradhan Mantri Suraksha Bima Yojana
Premium (per annum)
₹20
Applicant Age
Min 18 years
Applicant Age
Max 70 Years
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