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Your smile speaks

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“First of all, I would like to thank you for giving this opportunity. In our area we haven’t had any banking facility in many years. Now Suryoday Bank has come here, and we have a lot of facilities. For example, account opening, cash deposit, cash withdrawal, ATM PIN setting, cheque book, and customer services. PM schemes of PMSBY, PMJJBY and APY are explained to me. It is useful for village people.”

A Sivagami

Cuddalore, Tamil Nadu

Know More About Atal Pension Yojana

Secure your retirement with Atal Pension Yojana, a social security scheme by the Government of India. Get a guaranteed pension of ₹ 1,000 to ₹ 5,000 per month after 60 years, basis contributions you make today.

More Reasons To Choose Atal Pension Yojana

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Online Application

Choose to apply conveniently with paperless process

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Flexibility

Decide your pension amount between of ₹ 1,000 to ₹ 5,000

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Auto-debit facility

Easily contribute to social security schemes

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Eligibility and documents

Who can apply?

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Age between 18 to 40 Years.

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Effective 1st October, 2022, any citizen who is or has been an income-tax payer is not eligible to join APY.

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Must own savings bank account with Suryoday SF Bank

What are the documents required?

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Open Account In 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

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Terms and Conditions

  • Age at entry: minimum 18 years; maximum 40 years
  • Pension will start at the age of 60
  • Monthly contribution depends on the required pension amount and age when you begin contributing
  • Below is an indicative table of contribution to be made for a guaranteed pension of ₹ 1,000 per month

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is Atal Pension Yojana?

What is the Eligibility of APY?

What is the mode of contribution to the account?

How the contributions are invested in APY?

Penalty for default (charges)

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Atal Pension Yojana

Guaranteed Pension

From ₹1000 to ₹5000

Applicant Age

18 – 40 years

Pension will start at age

60 years

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Pradhan Mantri Jeevan Jyoti Bima Yojana

Premium (per annum)

₹436

Applicant Age

Min 18 years Max 50 Years

Cover up till age of

55 years

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Pradhan Mantri Suraksha Bima Yojana

Premium (per annum)

₹20

Applicant Age

Min 18 years

Applicant Age

Max 70 Years

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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