Safeguard Your Today, Tomorrow With Savings Plans

Avail Life Cover And Build Savings

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Your smile speaks

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“Suryoday Small Finance Bank’s Fixed Deposit interest rates are higher than other banks. Booking an FD is very easy. You can comfortably access your Fixed Deposit details via Net Banking or Mobile Banking. Process is very transparent.”

Nikhil R. Khawale

Dahegaon, Nagpur

Know More About Savings Plans

Life Insurance Savings Plans let you accumulate substantial savings with insurance coverage. It protects your family by providing a death benefit in case of an unfortunate event during the policy tenure. You are eligible for tax benefit under section 80C.

We Understand Your World

Choose our Savings Plans that are loaded with benefits

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Our Insurance Partners*

Choose plan from HDFC Life, ICICI Prudential, Kotak Life, and SBI Life *T&C apply

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Tax Benefits

Save taxes under section 80C

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Plan For Unique Needs

Prioritize what matters the most

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Power Of Flexibility

Choose policy term and premiums frequency

Eligibility and documents

Who can apply?

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Resident individual

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Hindu undivided family

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Minor under appointed guardian.

What are the documents required?

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Our Life Insurance Partners

Our Customers can buy their insurance policies from our Insurance Partners of their choice.
Disclaimer: The bank has partnered with HDFC Life, ICICI PRU, SBI Life and Kotak Life as Corporate Agents under IRDA Corporate Agency Code- CA0491.

Get Your Term Plan In 3 Steps

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Fill in your personal details

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Get a call back from Smile Officer

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Buy your perfect plan

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Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

For whom are the Savings Plans recommended?

Benefits of Life Insurance Savings Plans?

Explore Other Life Insurance Plans

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Investment Plans

Life cover with wealth creation

Flexibility for premium payments

Tax benefit under Section 80C

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Term Plans

Low premium

Large cover

Tax benefit under Section 80C

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Group Plans

Life cover for all members

Low premium

Simple process to add/delete members

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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Explore. Discover. Learn

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DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Sanchar-Sathi

Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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