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“I have a savings account with Suryoday SFB and my experience is amazing. Their good behavior, prompt support makes you feel valued. Interest in Savings Account, Fixed Deposit are almost the best in the industry. Thanking you to bring smiles in all your customers’ face and I am happy to share that I am one of them.”
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Bhubaneshwar, Odisha
Know More About Non-Callable Fixed Deposit-Retail
Looking for an investment option that has potential to grow your money that too safely. Then Fixed Deposit is an ideal choice for you. Explore the benefits and flexibility of Non-Callable Fixed Deposit-Retail with us.
More Reasons To Choose Non-Callable Fixed Deposit - Retail
Online Booking
Open an FD in a few easy clicks
24X7 Customer Support
Avail banking support from our staff
Flexible Payout Option
Pick Monthly, Quarterly or Cumulative payout
Safe & Secure Transactions
Enjoy fast and convenient banking experience
Eligibility And Documents
Who can apply?
Resident Individuals
Hindu Undivided Family
Sole Proprietorship Firms
Partnership Firms
Limited Companies
TASC
Co-operative Banks
Co-operative Credit Society
NPO / NGO
Co-operative Societies – Others Payment Banks
Co-operative Housing Society
Limited Liability Company
Educational Institution / University
What are the documents required?
Maximise Your Returns With The Right Choice
Choose your preferred tenure
General
Interest rate (p.a)
8.50%
Annualised yield
-
Book An FD in 4 steps
Start with your mobile number
Enter KYC details
Complete payment
Receive the FD Advice
Terms and conditions
- Rates are subject to change at the sole discretion of Suryoday Small Finance Bank Ltd.
- For Fixed Deposit amounting to ₹3 Crore and above (w.e.f. 11th June 2024) please contact nearest Suryoday Small Finance Bank Branch or call on 1800-266-7711
- Interest shall be compounded on quarterly basis and is payable on maturity of the deposit in case of cumulative deposits.
- Applicable interest rates will be given as on the date / time of receipt of the funds by the bank.
- Self-Operated Minor Account, Senior citizen, Non-resident Individual and Recurring deposit are exempt from the conditions for Non-Callable Fixed Deposits-Retail.
- No premature withdrawal/ part withdrawal is permitted under the scheme in any case, except in case of death of the depositor (Single/Joint)/Bankruptcy/Winding up/directions by court/ regulators/ receiver/ liquidator. In case premature withdrawal is allowed due to exceptions as stated above, interest to be paid shall be as per the card rate for normal deposit for the period for which FD has run.
- When you open a Non-Callable Fixed deposit with Suryoday Small Finance Bank Ltd. Interest on Term Deposits is calculated as below:
- Cumulative Interest/ re-investment interest is calculated every quarter and is added to the principal such that Interest is paid on the Interest earned in the previous quarter as well.
- In case of monthly deposit scheme, the interest shall be calculated for the quarter and paid monthly at discounted rate over the Standard FD Rate.
- For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.
- Tax at source is deducted as per the Income Tax regulations prevalent from time to time.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is minimum and maximum booking amount?
What is maximum tenure?
What are payout options available?
Is nomination facility available?
Any other important details?
Explore Other Fixed Deposits
Domestic Fixed Deposits
Earn interest rates of upto
9.10%* p.a.
Flexible tenures
minimum 7 days
Maximum amount
₹1,000
Tax Saver Fixed Deposits
Earn interest of upto
9.10%* p.a.
Lock-in period
5 years
Minimum amount
₹1,000
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Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
