Your smile speaks
“I was having a hard time without a bank in my town. After coming to Suryoday Small Finance Bank to open a Savings Account, now, I am depositing and withdrawing money very easily and conveniently. Customer care and Bank staff are supporting properly. We have benefited a lot from the Bank’s RD, FD, etc. Also, we are benefiting from central government scheme PMJJBY, PMSBY etc.”
Natarajan
Trichy, Tamil Nadu
Know More About Share Your Smile Savings Account
A one-of-a-kind Savings Account that lets you express your support in a novel way. Share Your Smile Savings Account is a Zero Balance Savings Account linked up to your primary Suryoday Bank Savings Account or multiple Fixed Deposits Account. With it, share the interest earned and contribute by donating for a cause you believe in.
More Reasons To Choose Share Your Smile Savings Account
Zero Balance Savings Account
Linked to your Primary Suryoday Bank Savings Account or Multiple Fixed Deposits
Donate For A Cause
Choose a maximum of 2 causes you believe in
Tax Exemption
Get 50% Tax Exemption under section 80G of the Income Tax Act
Flexibility To Donate
Opt from 10% to 100% of the monthly interest earned from your Savings Account(s), Fixed Deposit(s)
Rates & Charges
Average monthly balance
₹0
FD amount in place of AMB
₹0
Minimum initial payment amount
₹0
Eligibility And Documents
Who can apply?
Resident Individual (both new as well as existing customers)
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 3.00% p.a. on balance up to and including ₹1 Lakh.
- 5.00% p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 7.25% p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50% p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50% on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75% p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- T&C Apply. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is Share Your Smile Savings Account?
Is it necessary to open / have a Saving Account with Suryoday Bank to open a Share Your Smile Savings Account?
Can I link multiple accounts with Share Your Smile Savings Account?
What are the eligibility criteria for linking Fixed Deposits to Share Your Smile Savings Account?
What are the Social Causes that I can contribute / donate to?
How many social causes can I select for donating?
How much can I donate, Is there any limitation on amount of donation?
Can I switch the % contribution and the cause?
Can I avail opt out facility?
Can the Share your Smile Account be a Joint account?
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Average monthly balance
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Daily ATM withdrawal limit
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Average monthly balance
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Interest rate of upto
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Average monthly balance
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Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
