Your smile speaks
“I really want to appreciate Suryoday SFB for their wonderful service. Right from my account opening journey, staff has been very proactive and supportive. I got doorstep service for opening an FD, within an hour of raising my request and explained all features nicely. Thank you for all your support.”
Pankhuri Garg
Mysore, Karnataka
Know More About Next Gen Savings Account
An exclusive savings account designed for today’s youth, loaded with features that will uplift their banking experience with us. Enjoy a zero balance account, monthly credit of interest and the freedom to choose your account number with a specially designed debit card.
More Reasons To Choose Next Gen Savings Account
Minium Balance Requirement
Zero balance account
Interest Rate
Upto 3%* p.a. with monthly interest credit
Online Banking
Fund transfers, bill payments, debit card payments and more
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Eligibility And Documents
Who can apply?
Resident individual above 10 years and below 18 years of age.
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and conditions
- Rates are subject to change at the sole discretion of Suryoday Small Finance Bank Ltd.
- Earn 3%* for balance up to and including ₹1 Lakh.
- Interest will be calculated on the daily closing balance in the Savings Account, as per extant guidelines from the Reserve Bank of India.
- Slab rates are applicable on the incremental amount based on the daily closing balance in the Savings Account.
- Interest payout will be made on a monthly basis on the last day of the calendar month.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Who can open Next Gen Savings Account?
What is the balance to be maintained in this account?
Which Debit Card variant will be given with this account and what is the daily transaction limits?
What will be the mode of operation for this account?
What are the documents required for opening Next Gen Savings Account?
How can I know more about fees and charges applicable on this Savings Account?
Is it mandatory to open parent's account with Suryoday Bank, prior to opening Next Gen Savings Account?
Will account holder will be able to open the FD/RD through any channel?
What are the key features of Next Gen Savings Account?
How can I register for Internet Banking/ Mobile Banking?
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Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
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Espire Premium Banking
An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.
“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”
- D.H. Subramanium, Proud Espire Member from Navi Mumbai
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
