Your smile speaks
“Suryoday SFB's services are very good and that's why all my family members have opened savings account here. My wife has Espire savings account. I have recommended to my friends too. I am very happy with branch manager and staff members. Basis my banking needs, they also provide me doorstep services.”
Prakash R C
Belgaum, Karnataka
Know more about Savings Classic
An ideal savings account to elevate your banking experience. Its delightful features let you save more with high interest rates and spend your money leveraging Debit Card offers.
More reasons to choose Savings Classic
Choose our Savings Account for a wealth of benefits and endless smiles
AMB Requirement
₹ 10,000 per month
Interest Rates
Upto 7.75%* p.a. with monthly interest credit
Online Banking
Fund transfers, bill payments, debit card payments and more
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Rates & Charges
Average monthly balance
₹ 10,000
FD amount in place of AMB
₹ 50,000
Minimum initial payment amount
₹ 10,000
Eligibility And Documents
Who can apply?
Resident individual (single or joint Holders)
Hindu undivided family
Minor under appointed guardian
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 3.00% p.a. on balance up to and including ₹1 Lakh.
- 5.00% p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 7.25% p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50% p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50% on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75% p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- T&C Apply. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Can I have a debit card on Savings Classic account?
Is Dynamic Cash Deposit Limit available on Savings Classic account?
Which are eligible free transactions in Savings Classic account per month?
With Savings Classic account, are RTGS, NEFT & IMPS transactions chargeable at branch?
Is Doorstep Banking available on Savings Classic account?
Are statements provided for free on Savings Classic account?
What are charges slab on non-maintenance for Savings Classic account?
Explore Other Savings Account
Espire Premium Banking
Average monthly balance
₹7,50,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹2,50,000
(* On balances between 5 Crores up to 25 Crores)
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Aditya
Average monthly balance
₹5,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
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Espire Premium Banking
An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.
“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”
- D.H. Subramanium, Proud Espire Member from Navi Mumbai
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
