Your smile speaks
“I am satisfied with Suryoday Bank staff's behavior. I get high interest rates on my savings account, fixed deposits and recurring deposits. Now, I am saving and growing my money securely. I recommend them to all my well-wishers, family, and friends.”
Sandip Padhan
Badimunda, Odisha
Know More About BSBDA & BSBDA Small Account
Aimed at boosting financial inclusion, Basic Savings Bank Deposit Account is a zero-balance savings account that enables you to fulfil all your essential banking needs.
More Reasons To Choose BSBDA & BSBDA Small Account
AMB Requirement
Zero Balance
Interest Rates
Upto 7.75%* p.a. with monthly interest credit
Debit Card Offers
Year-round offers on spendings
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Rates & Charges
Average monthly balance
₹0
Charges for non-maintenance of minimum balance
₹0
Daily ATM withdrawal limit
₹20,000
Eligibility and documents
Who can apply?
Resident Individual (Single or Joint Holders).
Hindu Undivided Family.
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 3.00% p.a. on balance up to and including ₹1 Lakh.
- 5.00% p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 7.25% p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50% p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50% on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75% p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- T&C Apply. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Can I have a debit card on BSBDA & BSBDA Small Account?
What are Transaction Limits on BSBDA Small Account?
Are statements provided for free on BSBDA & BSBDA Small Account?
What are Minimum Balance Requirement of BSBDA & BSBDA Small Account?
Explore Other Savings Account
Espire Premium Banking
Average monthly balance
₹7,50,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹2,50,000
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
Savings Classic
Average monthly balance
₹10,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Espire Premium Banking Programme
An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.
“Espire's benefits add value to my banking experience. I wholeheartedly endorse Espire to my fans, friends & relatives. I am pretty confident in Suryoday's abilities to service banking needs.”
- Himanshu Mehta, Proud Espire Member from Mumbai
Explore. Discover. Learn
We are registered with DICGC. Know more about it
Prioritizing the healthcare needs of Senior Citizens
Financial Literacy - Make Savings a habit & reap financial benefits
Celebrate Our Special Offers
Exciting rewards ready to delight you
Interest Rates
Feedback
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2024 Suryoday Small Finance Bank Limited
Open Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
