Let your earnings grow with Salary Savings Account Standard

Enjoy the flexibility of Zero Balance

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Your smile speaks

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“I was having a hard time without a bank in my town. After coming to Suryoday Small Finance Bank to open a Savings Account, now, I am depositing and withdrawing money very easily and conveniently. Customer care and Bank staff are supporting properly. We have benefited a lot from the Bank’s RD, FD, etc. Also, we are benefiting from central government scheme PMJJBY, PMSBY etc.”

Natarajan

Trichy, Tamil Nadu

Know More About Salary Savings Account Standard

Let your salary grow at an attractive interest rate as you enjoy monthly interest pay-out. Enjoy the flexibility of zero balance Salary Savings Account Standard and save more with exciting debit card offers.

More Reason To Choose Salary Savings Account Standard

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AMB Requirement

Zero Balance

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Interest Rates

Up to 7.75%* p.a. with monthly interest credit

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Online Banking

Fund transfers, bill payments, debit card payments and more

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Rates & Charges

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Average monthly balance

₹0

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FD amount in place of AMB

₹0

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Minimum initial payment amount

₹0

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Eligibility and documents

Who can apply?

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Applicant needs to be employed with a corporate that has a salary account relationship with us.

What are the documents required?

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Open Account in 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

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Terms and Conditions

  • Taxes as applicable will be levied on the charges.
  • Earn 3.00% p.a. on balance up to and including ₹1 Lakh.
  • 5.00% p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
  • 7.25% p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
  • 7.50% p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
  • 7.50% on balance over ₹2 Crore up to and including ₹5 Crore.
  • 7.75% p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
  • Contact branch for balance over ₹25 Crore.
  • T&C Apply. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is AMB requirement of Salary Savings Account Standard?

Will I get a Debit Card with Salary Savings Account Standard?

What is Daily ATM withdrawal limit of Salary Savings Account Standard?

What is Daily POS usage limit – Value of transaction with Salary Savings Account Standard?

What is Daily POS usage with Salary Savings Account Standard?

What are exclusive features of Salary Savings Account Standard?

Explore Other Salary Savings Account

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Salary Savings Account Premium

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹1,00,000

Daily POS usage limit

₹1,00,000

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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SHA256 : -b56d2ed4c843275b89307d431c284c0401253af6d3c7d9040ebf2beb1c1e952b

SHA1 : -efd2c45d95d84b15858d8a573fdcc9d2d259c9df

Version : -11.0

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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