Enjoy the freedom of doing more

With our range of Savings Account

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Savings Accounts

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Savings Supreme

Average monthly balance

₹1,00,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹1,00,000

(* On balances between 5 Crores up to 25 Crores)

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Savings Classic

Average monthly balance

₹10,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

(* On balances between 5 Crores up to 25 Crores)

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Savings Aditya

Average monthly balance

₹5,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

(* On balances between 5 Crores up to 25 Crores)

Salary Accounts

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Salary Savings Account Standard

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

Daily POS usage limit

₹60,000

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Salary Savings Account Premium

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹1,00,000

Daily POS usage limit

₹1,00,000

Special Accounts

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Share Your Smile Savings Account

Average monthly balance

Zero

Donate to causes

Maximum 2

Tax Exemption under 80G of IT

50%

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Next Gen Savings Account

Average monthly balance

Zero

Interest rate of upto

3%* p.a.

Daily ATM withdrawal limit

₹3,000

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Blossom Women Savings Account

Average monthly balance

₹10,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

Espire Premium Banking

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Espire Lite

Average Monthly Balance

₹7,50,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹2,50,000

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Espire Arise

Average Monthly Balance

₹7,50,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹2,50,000

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Espire Supremis

Average Monthly Balance

₹10,00,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹3,00,000

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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SHA256 : -b56d2ed4c843275b89307d431c284c0401253af6d3c7d9040ebf2beb1c1e952b

SHA1 : -efd2c45d95d84b15858d8a573fdcc9d2d259c9df

Version : -11.0

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We Always put you first

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We, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.

Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

Need Help?

Get in touch with our Smile Centre

Our CSR Initiatives

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Spandan

A Preventive Health Program

For Women & Children

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Explore. Discover. Learn

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DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Sanchar-Sathi

Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

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Interest Rates

Feedback

© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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