Save Your Indian Earnings With NRO Fixed Deposits
Earn interest rates of up to 8.60%* p.a.
Your smile speaks
“Suryoday Small Finance Bank’s Fixed Deposit interest rates are higher than other banks. Booking an FD is very easy. You can comfortably access your Fixed Deposit details via Net Banking or Mobile Banking. Process is very transparent.”
Nikhil R. Khawale
Dahegaon, Nagpur
Know More About NRO Fixed Deposit
With NRO Fixed Deposit of Suryoday Bank earn interest at a competitive rate on the income earned in India while you work or live overseas. Explore the benefits of NRO Fixed Deposit for your financial goals.
We understand your world
Choose our power-packed NRO Fixed Deposits
Quick & Easy Process
Book your NRO Fixed Deposit digitally
24X7 Customer Support
Avail banking support from our staff
Minium Booking Amount
₹10,000 and thereafter in multiples of ₹1
Safe & Secure Transactions
Enjoy fast and convenient banking experience
Eligibility and documents
Who can apply?
Non-Resident Indian (NRI)
Person of Indian Origin (PIO)
Overseas Citizen of India (OCI)
What are the documents required?
Maximise Your Returns With The Right Choice
Choose your preferred tenure
General
Interest rate (p.a)
4.00%
Annualised yield
4.00%
Book An FD in 4 steps
Start with your mobile number
Enter KYC details
Complete payment
Receive the FD Advice
Forms
- Fixed Deposit Form Click Here
- Customer Information Form Click Here
Terms and conditions
- For Fixed Deposit amounting to ₹3 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call on 1800 266 7711
- Annualised yield is calculated on the basis of quarterly compounding for 12 months period.
- Interest rates are subject to change from time to time. Applicable interest rates will be given as on the date / time of receipt of the funds by the bank.
- When you open a Fixed deposit with Suryoday Small Finance Bank Ltd. Interest on Term Deposits is calculated as below:
- On a Quarterly basis for deposits of tenor above 6 months.
- Simple interest is paid at maturity for deposits of less than equal to 6 months.
- Cumulative Interest/ re-investment interest is calculated every quarter and is added to the Principal such that Interest is paid on the Interest earned in the previous quarter as well.
- In case of monthly deposit scheme, the interest shall be calculated for the quarter and paid monthly at discounted rate over the Standard FD Rate.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Is interest earned on NRO Fixed Deposit taxable in India?
What is the minimum amount with which customer can open an NRO Fixed Deposit?
What are the key features of NRO Fixed Deposit?
What is the minimum amount required to book an FD?
All NRI Fixed Deposits At A Glance
NRE Fixed Deposit
Minimum Deposit Amount
₹10,000
Tenor of Deposit
Min: 1 yr; Max: 10 yrs
Higher interest rate of upto
8.60%* p.a.
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Fast, easy & secure banking
Anywhere, anytime banking
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
