Save Your Indian Earnings With NRO Classic Savings Account
Earn upto 7.75%* p.a. with monthly interest credit
Your smile speaks
“I am satisfied with Suryoday Bank staff's behavior. I get high interest rates on my savings account, fixed deposits and recurring deposits. Now, I am saving and growing my money securely. I recommend them to all my well-wishers, family, and friends.”
Sandip Padhan
Badimunde, Odisha
Know More About NRO Classic Savings Account
With NRO Classic Savings Account, manage your wealth and finances earned in India from abroad. Enjoy high interest rates with monthly interest credit and offers & discounts on RuPay Classic Debit Card.
More Reasons To Choose NRE Classic
Minimum Monthly Balance Requirement
₹10,000
High Interest Rates
Up to 7.75% p.a. with monthly interest credit
Debit Card Offers
Year-round RuPay Offers across categories
Safe & Secure Transactions
Fast, convenient, and secure banking
Rates & Charges
Average monthly balance
₹ 10,0000
FD amount in place of AMB
₹ 50,000
Minimum initial payment amount
₹ 10,000
Eligibility And Documents
Who can apply?
Non-Resident Indian (NRI)
Person of Indian Origin (PIO)
Overseas Citizen of India (OCI)
What are the documents required?
Forms
- Account Opening Form Click here
- Customer Information Form Click here
- Conversion Form Click here
- Mandate Holder Addition Form Click here
- Mandate Holder Modification Form Click here
- Mandate Holder Cancellation Form Click here
Terms and Conditions
- Interest will be calculated on the daily closing balance in the Savings Account, as per extant guidelines from the Reserve Bank of India.
- Slab rates are applicable on the incremental amount based on the daily closing balance in the Savings Account.
- Interest payout will be made on a monthly basis on the last day of the calendar month.
- Rates are subject to change at the sole discretion of Suryoday Small Finance Bank.
- Earn 3.00% for balance up to and including Rs. 1 Lakh.
- Earn 5.00% for balance above Rs. 1 Lakh up to & including Rs. 5 Lakh.
- Earn 7.25% for balance above Rs. 5 Lakh up to & including Rs. 10 Lakh.
- Earn 7.50% for balance above Rs. 10 Lakh up to & including Rs 2 Crore.
- Earn 7.50% for balance above Rs. 2 Crore up to & including Rs. 5 Crore.
- Earn 7.75% for balance above Rs. 5 Crore up to & including Rs. 25 Crore.
- Contact branch for balance over ₹25 Crore.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is NRO Classic Savings Account ideal for?
What are the key features of NRO Classic Savings Account?
What is the tax implication of NRO Classic Savings Account?
What is Mandate Holder Facility of NRO Classic Savings Account?
Explore Other NRI Savings Account
NRE Classic
Average Monthly Balance
₹10,000
Interest rate of upto
7.75%* p.a.
Interest in Savings Account
Monthly Credit
NRE Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Interest in Savings Account
Monthly Credit
NRO Supreme
Average monthly balance
₹1,00,000
Higher interest rate of upto
7.75%* p.a.
Interest in Savings Account
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
