Income documents of Applicant / Co-applicant
Salaried
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Application -
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Duly filled application form with photographs of all Applicant & Co-applicants and signed across.
- Proof of Residence & Identity –
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Proof of Residence - A Valid Passport / Valid Driver's License / Voters Card / Aadhaar Card (Applicant & Co-applicants).
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Proof of Identity - A Voter's Card / Valid Driver's License / Employer's Card / Aadhaar Card (Applicant & Co-applicants).
- Proof of Income –
- Last 3 month's Salary Slips / Salary Certificate with Deductions.
- Permanent Address confirmation from Employer.
- Minimum 6 Month Updated banking of all bank account for Applicant / Co applicant /’s.
- Loan Statement for all Current / Closed Loan.
- Other documents
- Employment Contract / Appointment Letter in case current employment is less than 1 year old.
- Last 6 month's Bank Statements showing repayment of any ongoing loans.
- Account Payee Cheque for processing fee.
- Property related documents
- Sale Deed / Agreement For Sale / Copy of the Allotment Letter.
- Receipt/(s) of payment/(s) made to the developer.
- Sanctioned Plan; if applicable.
- Estimate of construction; if applicable.
- N.A Order / Permission; if applicable.
Note: Originals will be taken post sanction of loan; before disbursement.
Self Employed (With income proof)
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Application -
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Duly filled application form with photographs of all Applicant & Co-applicants and signed across.
- Proof of residence & Identity –
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Proof of Residence - A Valid Passport / Valid Driver's License / Voters Card / Aadhaar Card (Applicant & Co-applicants).
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Proof of Identity - A Voter's Card / Valid Driver's License / Employer's Card / Aadhaar Card (Applicant & Co-applicants).
- Proof of Income –
- Income Tax Returns along with computation of income for the last 3 Assessment Years.
- Last 3 year's Balance Sheet and Profit & Loss A/c Statements, with Annexures/Schedules
(Should be of both the individual and the business entity and attested by a CA).
- Last 6 month's Current A/c Statements of the business entity and Savings Account Statements of the individual
(Should be of both the individual and the business entity and attested by a CA).
- Other documents
- Business Profile.
- Latest Form 26 AS.
- List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company.
- Memorandum and Articles of Association of the Company.
- Partnership Deed in case of the business entity being a partnership firm.
- Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
- Account Payee Cheque for processing fee.
- Property related documents
- Sale Deed / Agreement For Sale / Copy of the Allotment Letter.
- Receipt/(s) of payment/(s) made to the developer.
- Sanctioned Plan; if applicable.
- Estimate of construction; if applicable.
- N.A Order / Permission; if applicable.
Note: Originals will be taken post sanction of loan; before disbursement.
Self Employed (Without income proof)
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Application -
-
Duly filled application form with photographs of all Applicant & Co-applicants and signed across.
- Proof of residence & Identity –
-
Proof of Residence - A Valid Passport / Valid Driver's License / Voters Card / Aadhaar Card (Applicant & Co-applicants).
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Proof of Identity - A Voter's Card / Valid Driver's License / Employer's Card / Aadhaar Card (Applicant & Co-applicants).
- Proof of Income –
- Assessed Income by the credit officer together with self-attestation of Applicant / Co applicants .
- Purchase bills last 6 months.
- Sale Bills for last 6 months.
- Business Transaction Book Xerox.
- Minimum 6 Month Updated banking of all bank account for Applicant / Co applicants.
- Loan Statement for all Current / Closed Loan.
- Other documents
- Business Profile.
- Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
- Account Payee Cheque for processing fee.
- Property related documents
- Sale Deed / Agreement For Sale / Copy of the Allotment Letter.
- Receipt/(s) of payment/(s) made to the developer.
- Sanctioned Plan; if applicable.
- Estimate of construction; if applicable.
- N.A Order / Permission; if applicable.
Note: Originals will be taken post sanction of loan; before disbursement.