30+ Lakh
Customers
700+
Banking Touchpoints
7700+
Employees
15
States & UT Presence
Espire Premium Banking
Average monthly balance
₹7,50,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹2,50,000
(* On balances between 5 Crores up to 25 Crores)
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Classic
Average monthly balance
₹10,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
Domestic Fixed Deposit
Minimum Amount
₹1,000
Minimum Tenure
7 days
Premature Withdrawal
Applicable
Tax Saver Fixed Deposit
Minimum Amount
₹1,000
Maximum Amount
₹1.5 Lakh*
Minimum Tenure
5 years
Non-Callable Fixed Deposit
Minimum Amount
Above ₹ 1 Crore
Maximum Amount
₹2.99 Crore
Minimum Tenure
As per rate chart
Micro Home Loans
Loan Amount
₹2,00,000 to ₹20,00,000
Tenure
Upto 180 months
Rate of Interest
Attractive ROI
Home Loan
Loan Amount
₹10,00,000 onwards
Tenure
Up to 240 Months
Rate of Interest
10% to 13% p.a.
Two-Wheeler Loan
Loan Amount
₹15000 to ₹1,50,000
Tenure
Up to 48 months
Rate of Interest
18% p.a. onwards
Current Account Aditya
Average quarterly balance
₹5,000
RuPay Debit Card
Classic
Auto-sweep
NA
Current Account Classic
Average quarterly balance
₹25,000
RuPay Debit Card
Classic
Auto-sweep
On request*
Current Account Supreme
Average quarterly balance
₹50,000
RuPay Debit Card
Platinum
Auto-sweep
On request*
Joint Liability Group
Loan Amount
₹10,000 to ₹52,500
Tenure
12 to 24 Months
Rate of Interest
25.35% to 26.50% p.a.
Vikas Loan
Loan Amount
₹65,000 to ₹2,00,000
Tenure
24 to 36 Months
Rate of Interest
25.99% p.a.
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