1. Emergency Fund: Life is unpredictable. The only way you can deal with it is by being prepared. Unpleasant events like job loss, unplanned expenses, car repairs, home repairs, medical bills, financial emergencies etc. are sometimes unexpectedly thrown at you. In the time of crisis your emergency fund can give you a solid backing and confidence to bounce back. Book a Fixed Deposit with Suryoday Small Finance Bank and plan your emergency expenses smartly.

2. Save taxes: In your 30s, you are in phase of life where you are settled career wise. You are earning a regular income and want to start investing. It is vital that you plan your investments in a way that it also saves tax for you. Let’s look at one of the attractive features of investing in 5 years Fixed Deposit i.e. you can claim tax deduction under Section 80C of the Income Tax Act, 1961 of up to Rs 1.5 Lacs and the lock-in tenure is of 5 years.

3. New home: Our parents encourage us to start planning for a house from the time our first salary gets credited. While in our 20s we may not be ready for such a big commitment, 30s certainly prepare us better. You can plan downpayment for your new house with Suryoday Small Finance Bank’s Fixed Deposit . Thus, lessening the burden of home loan on you. Also, the assurance of guaranteed returns of FD will help you plan better.

4. New car: Be it a work commute, errands to run or weekend road trips, having your own car makes the experience pleasant. Especially in your 30s, you want to lay the foundation of a new car. Suryoday Fixed Deposits makes a perfect investment choice for this goal. With it you can earn an attractive interest rate of up to 9.10%* p.a.

So, now you have more reasons to save and smile more with Fixed Deposit