Unparalleled Benefits Curated For You
Experience our Espire Premium Banking Programme
Your smile speaks
“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”
D.H. Subramanium
Navi Mumbai, Maharashtra
Banking that complements your lifestyle
An exclusive curation of banking and lifestyle privileges to match your class, ambition, and aspiration.
Dedicated Relationship Manager with doorstep Banking facilities.
Special interest rates and personalized banking services.
Get exclusive privileges like lounge access, insurance, gym, spa centres, etc.
Bespoke lifestyle and banking privileges
Dedicated Relationship Manager
Experience our finest banking services at your beck and call
You First
Choose Your Own Account Number
Family Banking
Extend the Espire privileges to your family
*Terms and Conditions Apply. All third parties offers, memberships, and vouchers are governed by their respective T&Cs and offers are subject to change/modification/replacement from time to time.
Specially designed RuPay International Debit Card
- ATM withdrawal limit of ₹2,50,000 per day
- Unlimited free transactions on other bank ATMs in India
- POS Usage Limit of ₹5,00,000 per day
- Year-round offers across categories: Lounge Access, Insurance, Concierge Services, Golf, GYM, Health, OTT and Spa Services
- Family Banking: Upto4 family members can enjoy benefits of RuPaySelect Debit card
Rates & Charges
Average monthly balance
₹7,50,000
ATM withdrawal limit (per day)
₹2,50,000
Minimum initial payment amount
₹7,50,000
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 3.00% p.a. on balance upto and including ₹1 Lakh.
- Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
- Charge slabs for non-maintenance of Average Monthly Balance:
- If average monthly balance is ₹7,00,000 to less than ₹7,50,000 then ₹1,500/month
- If average monthly balance is less than ₹7,00,000 then ₹2,000/month
Eligibility and documents
Who can apply?
Resident individual (single or joint Holders)
What are the documents required?
Frequently Asked Questions
What are benefits of a dedicated Relationship Manager?
What are the Charge slabs for non-maintenance of Average Monthly Balance?
What are the criteria of Club ITC Culinaire membership under Espire Premium Banking Programme?
What are the criteria of EazyDiner Prime membership under Espire Premium Banking Programme?
What are the criteria of Truefitt/Enrich Salon Voucher + Starbucks Voucher under Espire Premium Banking Programme?
What are the criteria of Amazon Vouchers under Espire Premium Banking Programme?
What is the dedicated contact number for the Espire Premium Banking Programme?
Interest Rates
Feedback
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2024 Suryoday Small Finance Bank Limited
Open Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
