Your dreams, our safe Fixed Deposits

Earn interest rates of upto 9.10%* p.a.

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Your smile speaks

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"Very happy with the prompt service and delivery from Suryoday SFB. I have opened multiple Fixed Deposits, and the process was seamless. I really appreciate my branch manager and his team's commitment to customer satisfaction. I wish to experience similar service level in the future too."

Sasank

Kothapet, Hyderabad

Know more about Regular fixed deposit

Nothing beats the feeling of growing your money with a peace of mind. Invest in our Fixed Deposit and earn attractive interest rates. Give your financial goals assurance of achieving them at every stage of life.

More reasons to choose fixed deposits

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Online Booking

Open an FD in a few easy clicks

24x7 service

24X7 Customer Support

Avail banking support from our staff

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As little as

₹1000 (Minimum Booking Amount)

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Safe & Secure Transactions

Enjoy fast and convenient banking experience

Eligibility and documents

Who can apply?

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Resident individual (single or joint Holders)

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Hindu undivided family

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Sole proprietorship/ partnership firms

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Trust accounts

What are the documents required?

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Maximise Your Returns With The Right Choice

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Choose your preferred tenure

General

Sr. Citizen

Interest rate (p.a)

4.00%

Annualised yield

4.00%

Book An FD in 4 steps

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Start with your mobile number

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Enter KYC details

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Complete payment

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Receive the FD Advice

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Senior Citizen Wellness Program

Eligibility criteria

  • To join, book a fresh Fixed Deposit of ₹10 Lakh and above (tenure of 1 year and more)

Key features

  • Complimentary program with healthcare partner RaphaCure
  • Complimentary Care: Weight Management | Mental Wellness | Dental Check-up
  • 24/7 Unlimited Tele-Consultation: Audio & Video Consultation | Multilingual language Support
  • Up to 60% Off on Medical Check-up
  • Up to 50% Off on Pharmacy
  • Unlimited 12-month Access to Health Score Card and much more
  • For detailed benefits & redemption process Click Here

Terms and conditions

  • Minimum sum of ₹1,000 and thereafter in multiples of ₹1/- (Rates applicable basis amount).
  • Available in traditional or cumulative/re-investment plans.
  • The rate of interest paid for fixed deposit may vary depending on the tenure. For tenure of up to 6 months, calculation will be on simple interest basis. Interest will be compounded only for re-investment FDs.
  • Option of auto-renewing the FD at the end of the term. If not opted, the principal and interest is paid back to your account with us.
  • The fixed deposit can be opened for a minimum period of 7 days to maximum of 10 years.
  • In event of premature withdrawal, a penalty of 1% will be applicable.
  • In case of Premature withdrawal for Closure or renewal or partial withdrawal of term deposit, interest shall be paid for the period the deposit remained with the bank at a rate of interest prevailing on the date of booking of the deposit for such tenor, less the applicable penalty of 1%.

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is FD and its benefits?

Can I withdraw FD anytime?

Explore Other Fixed Deposits

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Tax Saver Fixed Deposits

Earn interest of upto

8.75%* p.a.

Lock-in period

5 years

Minimum amount

₹1,000

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Non-Callable Fixed Deposits

Earn interest of upto

8.85%* p.a.

Flexible tenures

minimum 1 year

Minimum amount

above ₹1 Crore

Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Espire Premium Banking Programme

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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Explore. Discover. Learn

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DICGC

We are registered with DICGC. Know more about it

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Prioritizing the healthcare needs of Senior Citizens

Financial Literacy

Financial Literacy - Make Savings a habit & reap financial benefits

Celebrate Our Special Offers

Exciting rewards ready to delight you

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RuPay Offers

Enjoy year-round offers across various categories

Festive Offers

Festive Offers

Exciting offers for your festive shopping cart

HealthCare-Apollo

Health Check-up Offer

In association with Apollo Hospital (Navi Mumbai)

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Interest Rates

Feedback

© 2024 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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